Such a good question you are asking, Sumit! I think many can relate. I hope Deepak will answer soon.
In the meantime, may I ask you, do you think it would be possible for us to create a world where there are no bills to pay? I have actually thought of it quite often, and wondered, and discussed with some people, among others an economic science professor who shook his head at each and every one of my ideas, repeating “impossible!” 🙂 But I am not one to be stopped from dreaming. How would such a world look, you think?